Bad credit or no credit, we work to get everyone approved!
Apply Now For Our Credit Builders Program!
Rated at 4.5/5 by 121 Happy Customers
Finally! Get approved financing for the air conditioning system you need for your Houston home!
Even if you weren't approved before!
We ensure that you’re able to obtain the air conditioning system you need, regardless of your credit score.
Starting at only $84 bi-weekly
"This company has fantastic service and customer service is outstanding. My heater acted up just before Thanksgiving, next day it was taken care off. Had a new AC installed by them. Highly recommend them, very ethical businesses."
Harry Schouten 
Rated at 4.5/5 by 121 Happy Customers
Finally!
Get approved for the air conditioning system you need for your home!
Even if you weren't approved before!
We ensure that you’re able to obtain the air conditioning system you need, regardless of your credit score.
Starting at only
$84 bi-weekly
"This company has fantastic service and customer service is outstanding. My heater acted up just before Thanksgiving, next day it was taken care off. Had a new AC installed by them. Highly recommend them, very ethical businesses."
Harry Schouten
Apply Now For Our Credit Builders Program!
How does it work?
It's as easy as 1, 2, 3 to get a new heating and air conditioning system in your home.
Fill out the secure form to apply
We will immediately get to work to get you pre-approved.
Home visit
We will contact you to schedule a quick, free home visit where we gather info about you old HVAC system and present you with a few options and packages to choose from.
Install day
Our team of installers will visit your house on the chosen day and replace your old system. You will have cool or warm air back in your home.
Client Reviews
Don't just take it from us. See what our clients say.
"This company is outstanding. This company provided a level of customer courtesy, attention to detail and overall performance that I had not experienced in many, many years."
Ernest Thompson
"Awesome service! They were on time and I really trust this company. The crew was clean and professional. I completely recommend them for getting a new system installed
Dalia Alcantar
"FurnaceUSA did a great job, they were on time and explained everything they were doing. A+ communication and professionalism. Highly recommended."
Alexis Perkins
"If I could give this company 10 stars I would! They were very professional, timely and best of all reasonable. I would definitely recommend them for all your A/C & heating needs."
Karianne Howard
Frequently Asked Questions
No. There will be no record on your credit from this application.
We specialize in getting people with low credit and no credit approved for new HVAC systems! We don’t even use your credit score to determine your ability to get a system with us. As long as you own your home and have some income we have an 84% approval rate!
We get almost everyone approved who applies with us!
We have a team of customer service people who will work with you to get you back on track.
We work with the only finance company that allows up to eight-year terms which keeps the monthly payment as low as possible. (All other low credit HVAC finance companies are three or four year terms)
No! Once you are fully approved and select the system you want to install you just pay the first month’s payment.
Yes! As long as you own your home, we can get almost everyone approved.
"They were outstanding when it came to installing my HVAC system. There customer service and professionalism surpass my expectation. If you are looking for a team to install your system these are the guys.
Jessie Shorts
"They were outstanding when it came to installing my HVAC system. There customer service and professionalism surpass my expectation. If you are looking for a team to install your system these are the guys.
Jessie Shorts
Rated at 4.5/5 by 121 Happy Customers
Rated at 4.5/5 by 121 Happy Customers
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Furnace USA
108 Wild Basin Road South,
Austin, TX 78746
(800) 279-8344
